Can a labor pension be less than a social pension?
Social pension is paid to persons with disabilities, in case of loss of the breadwinner to minor citizens, in old age, if the work experience is less than 5 years. Labor pension is paid if the work experience exceeds 5 years.
Of course, a social pension can be higher than a labor pension, and factors such as total work experience, the size quot; white quot; salary, but it is not always big.
Unfortunately, the retirement pension can be less social if you have a small length of service. In theory, should pay the difference. You can also apply to the Pension Fund of Russia with a statement about the choice of the pension which is greater. Since April 1 2014, the average social pension in the Russian Federation is 7500р., And labor 11600р.
Labor pension may well be less than social, if the work experience is very small. But at the same time there is an opportunity, if you wish, to switch to a pension that is larger. To do this, you just need to write a statement to the Pension Fund.
It may well be this, because if your work experience is not large, and the salary was not high, but due to the new formula, the retirement pension may be a penny at all, then it is easier to switch to a social pension, in any case it is calculated by the pension fund regardless of length of service and salary.
Of course he cannot, the main criterion for labor retirement is work experience, and social implies only the disabled age.
Labor pension may well be much lower in payment than social pension. It depends on several factors. First of all from the experience. If the experience is minimal then the amount of payments will be minimal. And the size of the social pension is calculated by the pension fund unchanged and is indexed every year.
Let's see what labor retirement is.
Social pension provides for citizens who do not have the right to a labor pension. This pension is paid not only by old age, but also by disability and in case of loss of the breadwinner. Of course, the social disability pension will be more than for non-working pensioners (almost twice).
From April 1, 2014, both labor and social pensions will be indexed.
If you have a small work experience or not quot; belayaquot; salary, the retirement pension may be less than social, and in this case it is more profitable to switch to a social one by contacting the Pension Fund of the Russian Federation, write an application for transfer there.
Yes, this situation is quite possible to be, if a person has very little work experience. True, any citizen of the Russian Federation who has a small retirement pension can switch to a social one, but he can receive it no earlier than 60 years (women) and 65 years (men) - called quot; old-age pension;). Here is the material on this topic.
And now, with the introduction of a new formula for calculating pension accruals and so-called retirement points (which may well not be enough for calculating a labor pension), people with a low level of remuneration, in the process, except for a social pension, can count on anything else can not ...
At the moment in Russia such a development is possible, such as the excess of the size of the social pension and the size of the labor pension. Moreover, no one has indicated whether it is a question of minimum indicators or, nevertheless, how it can be at all. In any case, if the size of pension payments below the subsistence minimum, then the state compensates for the difference.
Let's take a look at what labor is and what social pensions are.
Labor pension is a seniority pension. When a man and a woman reach a certain age and have the right to go to a well-deserved pension and then pay a pension (according to the official salary and the number of years worked).
Social pension is a disability pension. That is, when a person has limitations in work. There are three groups of disabilities. Working, partial and non-working. According to the group, the person either works or does not and is paid a pension.
This pension depends only on the group and nothing more.
Labor pension may be small (less than social). After all, this pension depends only on the person (on the length of service and official salary (transfers go to the pension fund). And if the experience is small and the deductions were small, then the pension will be small.